Possibly. A homeowner is not automatically barred from selling legitimate goods or services to the association. But an ordinary member supplying services is different from a director, officer, or committee member benefiting financially from the position they hold.
For Florida Chapter 720 HOAs, a director-related transaction can trigger several overlapping requirements. A competitive price does not excuse missing approvals, and disclosure alone does not make every deal acceptable.
Identify the relationship before approving the contract
Section 720.3033(2) addresses contracts involving directors and entities in which a director holds specified roles or financial interests. It requires compliance with the corporate conflict statute, disclosures in meeting minutes, and approval by two-thirds of the directors present.
The existence of the transaction must also be disclosed at the next regular or special membership meeting. A member may move to bring it to a vote, and a majority of members present may cancel it under the statute’s terms. The law limits what the association owes following that cancellation.
Section 720.3033(6) separately requires officers and directors to disclose activities reasonably construed as conflicts at least 14 days before voting or entering the affected contract. Specified family and business relationships matter; the analysis is not limited to a check payable directly to the director.
The corporate conflict rules changed in 2026
The current section 617.0832 addresses material direct and indirect interests, family interests, fairness to the corporation, qualified directors, and disinterested members. It also allocates burdens of proof when transactions are challenged.
These changes took effect July 1, 2026. An old checklist quoting the previous statute may miss important details. The corporate framework must be read alongside, not instead of, Chapter 720’s specific requirements.
Practical fairness includes more than whether the work gets done. The decision-making process, relationships, pricing, scope, and available alternatives all deserve a documented review.
Payment for office and payment for services are not identical
Section 720.303(12) generally prohibits compensation or financial benefit from association service, with listed exceptions. These include certain document-authorized or advance membership-approved compensation and properly approved expense reimbursement.
Do not assume that calling a payment a “vendor fee” automatically avoids that provision. Conversely, do not label every legitimate profit margin a kickback. Section 720.3033 separately prohibits kickbacks using a defined standard involving value received without consideration for the prohibited benefit.
Procurement requirements still apply
Section 720.3055 addresses written contracts and competitive bids when a covered contract exceeds 10 percent of the association’s total annual budget, including reserves. It contains exceptions, including specified professional services, and does not require selecting the lowest bid.
Before approving a member-connected deal, gather the relationship disclosure, contract, comparable bids or pricing, meeting minutes, compensation authority, and applicable governing provisions. Record who participated and what approvals were obtained.
A transparent process protects both the community and a homeowner who genuinely offers useful services. An undisclosed relationship can turn an otherwise ordinary purchase into a serious governance dispute.
Florida law checked October 22, 2026. This is general education, not individual legal advice. Director-related contracts and compensation should receive transaction-specific review; condominium conflict rules are different.